Tuesday , March 21 2023

Despite the crisis, the online credit expanded without a break


The finance providing online loans recorded this increasing demand year to grow but remained cautious in their bid to economic volatility and increased crime, while expecting that next year there will be an improvement and plan to launch new products. "One turn or accelerates according to macroeconomics, and now see the connection because of automatic risk", he said. Ezequiel Weisstaub, CEO and co-founder & # 39; Crediquotas, a member of the Bind Group.

However, the businessman said: "we believe that in Argentina there is a great opportunity for what the financial technology." Therefore, Crediquotas expects to double its customer base by 2019 and its investment portfolio grew 7 times since 2016. "We expect all improve when the macro starts to calm down, lower rates and wipe out the question on employment".

On the other hand, Facundo Vazquez, director of the company and CEO of Bind Group, said: "The crisis does not represent a better opportunity. If we looked at late payments in 2001, is no longer ssellefx. The same f & # 39; this time we are not even close to that of 2001 ".

F & # 39; & # 39 compliance with, these words, Juan Pablo Bruzzo, Co-founder of Monte FINTECH, acknowledged that the company "has been growing each year multiplied by 3" and this year will grow a little. "Not just the question but more a precaution in view of the situation in Argentina and complete knowledge if the real economy will have an impact on crime", explained.

F & # 39; this regard, he said that delinquency b & # 39; generally rose to the percentage levels and in the case of & # 39; Moni is lower than in the financial system. "We started with trust & # 39; 100% & # 39; digital assets and May this market collapsed & # 39; many, there is little trust from the beginning of volatility", stressed Bruzzo.

On the other hand, Alberto García CEO & # 39; Crédito directo, who specializes in FINTECH & # 39; consumer loans through & # 39; stores, chains and motorcycles agencies, said: "We see significant braking on consumption by mid-year, as well as systemic increase in crime due to the current situation". However, he assured that the prospects for 2019 are favorable, and it is estimated that consumption will start its recovery until the end of the first quarter of 2019.

"For this reason, we are working hard to continue backing businesses and agencies, which are our strategic partners, and going into our digital B2C platform, which aims to attract customers looking for alternative b & # 39 , agility, simple, competitive and personalized ". .

The local operation

Meanwhile, the representative in Argentina of finus VIVUS, Salvador Calogero, Indicate that the year was very good and the firm grew 90% in the amount of loans and 60% in volume level.

"Demand is very good, but the macroeconomic situation puts the attention to the fact that we have foreign investors. For them it is important to have a stable macroeconomic framework," he observed.

F & # 39; this regard, he assured that the group continues of facing heavily on local operation and currently gives maximum & # 39; 12,000 pesos to 30 days but in & # 39; March is aiming to launch the operations quota, because he expected improvement in the situation. "We have closed more demand for other channels, market players bid to cut & # 39; interest rates. VIVUS has its shareholder funds abroad," he said.

And he concluded: "The view is that the next year to improve. Therefore, we are working to create a larger amount of & # 39; partners that it can complementing relating to the customer over a longer period & # 39; time, as pre-paid and secure. "(Télam)

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