Monday , October 25 2021

25% of Spaniards pay for their purchases with & # 39; digital way



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Madrid, 24 & # 39; November (EFE) .- The bodies have promoted the use of mobile and digital payments banks selling "Black Friday", where consumption is encouraged by extending discounts to on Monday and is expected that four out of ten Spanish pay their purchases on the Internet with their electronic equipment.

The banks also wanted to participate in the famous "Black Friday" not only by making their digital services available to users, but also with & # 39; offerings, their own financial product discounts and promotions.

The Banco Santander, for example, offers a bonus & # 39; 30 euros to three customers to make online purchases & # 39; at least 30 euros each with a credit card or through their mobile phone between 23 and 26 & # 39; in November.

Furthermore, made available to its customers to 67,000 million euros in & # 39; previously granted loans, b & # 39; & # 39 rate, interest & # 39; 3.95% if hired no later than 26 & # 39; in November.

But the rest of the entities also expanded their offer & # 39; consumer finance in & # 39; these days, or by & # 39; previously granted loans because the bank knows the financial capacity of the client as well as offering facilities for postponing & # 39; purchase.

Experts from the sector believe that these days are a good opportunity for banks to "show" their digital muscle to consumers, as well as everything that can make them well on their website, or b & # 39; applications or "apps" for mobile

From the German bank N26 indicate the importance of mobile banking in & # 39; these days, because it offers a & # 39; security "higher" in the payment systems through & # 39; 3D applications such as Mastercard Secure Technology, which allows to assess the potential risk of & # 39; transaction.

The bank also stressed that its digital services facilitate the purchase "without frontiers", in which consumers can purchase at any time, place and & # 39; all kinds & # 39; currency without commissions.

Moreover, Cetelem, the French group BNP Paribas, will reduce the interest rate to 3.95% in three loans, the same approach will be followed by specialized finance company in & # 39; consumer loans Cofidis .

In the insurance sector, AXA Partners will make discount & # 39; 30% on travel insurance for leisure, which will be available to 26 & # 39; November.

The main attraction & # 39; online purchase & # 39; "Black Friday" is that customers will benefit from discounts without having to make long queues and waiting, in addition to being able to pay by mobile phone, change cash.

They also warn that, due to the large volume & # 39; & # 39 in expected purchases; these days, they have strengthened their campaigns & # 39; cyber security to prevent attempts & # 39; impersonar, a practice known as "phishing".

But, for many offers that are, do not forget the planning and caution, so experts such as financial comparator Help My Cash recommend users to handle "good" their finances during the sale and make a list Buy b & # 39; maximum budget to spend.

The website also emphasizes that, in the event & # 39; purchase financing, this is done by & # 39; as "smart" to avoid entering into & # 39; more debt from the account, in addition to comparing tenders & # 39; Other establishments to pay as much as & # 39; is.

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