Monday , October 18 2021

How to compensate the flood caused by Typhoon Usagi?



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The company estimates that the damage can & # 39; & # 39 has; scores & # 39; billions but most compensated for cars because almost no motor insurance.

How do you know how to wipe tank & # 39; water to cover Usagi An outbreak & # 39; marketing & # 39; homeowner, selling & # 39; type & # 39; insurance … & # 39; terrorist & # 39;

In the afternoon of 25 & # 39; in November, despite the weakness of tropical depression entered the continent, circulation of Usagi hurricane caused heavy rain. The rainy season with the largest flow ever in the City & # 39; Ho Chi Minh so low land areas & # 39; low diffused into the sea. Not only motorcycles, motor die road cars but in & # 39; high-rise building, the parking tunnel also comes & # 39 ;.

Thus, according to the insurers, the storm No. 9 loss to the insurance market is small. The preliminary statistics, the motor vehicle damage should be up dozens of & # 39; billions. Cars & # 39; luxury worth more than $ 100,000 each accounted for about 20% of the total number of & # 39; Vehicles covered in & # 39; this campaign, f & # 39; which cases are not attacked.

Particularly in the case of & # 39; to be damaged motorcycles, there are already products & # 39; insurance market. "However, this kind of & # 39; little assurance that anything bought by people, so the company has almost m & # 39; has no coverage & # 39; insurance for physical damage to motors," said leader business.

By morning, according to the report of the rapid meteroloġiku center and hydrological, heavy rains continue & # 39; running in District 7 HCMC. As a result, insurers have said that the number was increasing.

From yesterday, the majority of insurance companies employees should contact 24/24 to receive information of the owner of the car. In addition, also became the scene to guide the owner of the plane & # 39; original treatment.

By noon of 26 & # 39; November, Bao Long Insurance Company received and assisted 34 client suffered losses, the majority of which were related car status flooded. The team & # 39; over 30 assessor in the company & # 39; HCMC must work continuously to support customers.

How do you know how to wipe tank & # 39; water to cover Usagi
The pump has been cut into the pit to pump water, save cars and motorcycles are flooded in the building in District 5, Ho Chi Minh City. photo: Pisces

The company is working closely with the garage inspection of the vehicle to the customer to see if the vehicle is submerged to clean the machine or to be immersed (splash water in making the engine air). If flooded and to be cleaned, the average cost of & # 39; repair & # 39; several million to several dozen million are also damaged by floods will be heavier and depending on the line. Estimated cost to pay more than a billion.

Representative & # 39; PVI Insurance said it had received more than 87 event & # 39; damage due submergenza. B & # 39; in particular, the vast majority of cases have been flooded and had to be cleaned, while the number of & # 39; vehicles was very low. Estimated cost to pay initially about 4 billion.

According to the representative of the PVI, the top of last night, the company received many cases of & # 39; damage to the vehicle, the staff should be monitored by & # 39; constant mode with the scene or through phone -mistednin. But the major obstacle is too damaged cars as the number of & # 39; & # 39 vehicles; Rescue satisfying enough, lack of & # 39; quantity, because the flood does not reach. Therefore, many passenger cars should be the road all night and this morning come to the garage for inspection and repair. "Therefore, the number of & # 39; injuries will increase as more vehicles are inspected", he said. The company is committed to pay the premium within 15 days after the customer continues the procedure.

Meanwhile, according to statistics PTI Insurance, from 20: 00 24: 00 the company received nearly 100 calls to notify customers & # 39; vehicles flooded in the town area & # 39; Ho Chi Minh. On average, each assessor has 3-5 customers support.

Mr. Tuan, assessor PTI f & # 39; HCM City, said that the streets were flooded at the knees, and made it very difficult to move. Many died because inspectors entering the area & # 39; the depth of water and send them home to attend scene & # 39; support.

Given the number of & # 39; suffered damaged vehicles increased demand, therefore Tuan said, the vehicle & # 39; rescue operating in & # 39; full capacity are in service & # 39; during which. Most of our vehicles are placed in & # 39; high residential buildings or in & # 39; locations & # 39; expect to attract high parking in the garage for damage. F & # 39; some cases, customers in & # 39; deep flooded areas were not able to cope. The PTI inspectors also called b & # 39; actively guide customers to the basic steps, remove the vehicle to avoid losses. heavier.

Mr. Vu Xuan Thuong – Deputy Director of Vehicle Motor PTI said that due to the large number of & # 39; customers to call the switchboard, afternoon, inspectors have yet to compete with the country to support -klijenti.

Information from the Liberty Insurance Company also said that the unit has received 66 cases & # 39; car owners need assistance, that 54 vehicle of which are due to flooding, and so is another reason.

Representatives & # 39; PTI said that most customers know that floods cause serious consequences on the car, and reduces the commercial value of the car. Therefore, the company recommends that customers regularly to avoid going in the submerged area and if enter the flooded area should be immediately shut down & # 39; switch and absolutely not resume. Open the vehicle door to prevent damage to boxes & # 39; inside and control; push the car in & # 39; high places and calling the vehicle & # 39; escape.

Lich Chi – Trung Tin

VnExpress

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